See Every PennyMake It Count.

Track transactions, automate recurring payments, set budgets & savings goals, and unlock deep insights — all in one beautifully simple app.

No credit card required Terms & Privacy

20+

Categories

150+

Currencies

Email & SMS

Alerts

Free

Cost

Everything You Need

Powerful features designed to give you complete visibility and control over your finances.

Track Transactions

Record income and expenses with categories, search, and filters. Every amount is tagged with its original currency.

Recurring Transactions

Automate repeat income and expenses — subscriptions, salary, rent. They process automatically and appear in your history.

Smart Budgets

Set monthly budgets per category in any currency. Track spending against limits and see what remains in real time.

Financial Goals

Set savings or debt-payoff goals with deadlines and auto-calculated monthly targets. Log contributions and track progress live.

Exchange Rates

Browse live rates for 150+ currencies, convert between any pair, and set your preferred display currency across the app.

Smart Dashboard

See your balance, income vs. expense charts, top spending categories, and savings rate — all updated as you add data.

Deep Insights

Analyze spending with configurable date ranges, daily cash-flow charts, category breakdowns, and savings rate trends.

Notifications

Get email and SMS alerts for budget warnings, goal milestones, and important account activity — so nothing slips through.

Secure & Private

Sign in with email or Google. Industry-standard encryption. Delete your account and all data anytime — no questions asked.

Get Started in Minutes

Three simple steps to full financial clarity.

01

Create Your Account

Sign up with email or Google in seconds. No credit card required.

02

Log & Automate

Add transactions, set up recurring payments, create budgets, and define savings goals.

03

Gain Financial Clarity

Your dashboard, insights, and goal progress reveal the full picture — updated in real time.

Frequently Asked Questions

Quick answers to the questions we hear most often.

Is SikaNomics really free?

Yes. SikaNomics is completely free to use — no subscriptions, no hidden fees, and no paid tiers. Every feature is included at no cost.

Can I automate recurring transactions?

Yes. Use the Recurring page to set up recurring income or expenses with a frequency (weekly, monthly, etc.) and start date. They process automatically and appear in your transaction history.

Does SikaNomics support multiple currencies?

Yes. Set your preferred display currency and log transactions in any currency. The Exchange Rates page shows live rates for 150+ currencies, and your dashboard converts amounts automatically.

Can I set monthly budgets?

Yes. Create budgets per spending category with a limit in any currency. Your dashboard shows how much you've spent and how much remains for each budget.

Can I set savings and debt-payoff goals?

Yes. Head to the Goals page and create savings or debt goals with a target amount, currency, and deadline. Log contributions and watch your progress bar fill in real time.

Will I get alerts about my finances?

Yes. Configure email and SMS notifications for budget warnings, goal milestones, and important account activity from the Notifications page. You're always in control of what alerts you receive.

Is my financial data secure?

Your data stays yours. Sign in with email or Google, backed by industry-standard encryption at rest and in transit. You can delete your account and all data anytime from your profile.

Your Data, Your Rules

SikaNomics stores your financial data securely and never sells it to third parties. You can export or delete everything from your profile at any time.

Encrypted at rest & in transit

Ready to Take Control?

Join SikaNomics today and start building a clearer, healthier relationship with your money.

By signing up you agree to our Terms of Service and Privacy Policy.